NOTICE OF MORTGAGE
FORECLOSURE SALE
NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: July 20, 2007
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $45,140.00
MORTGAGOR(S): Rochelle Harstad & Greg Harstad, Wife and Husband
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for AFS Financial, Inc., its successors and assigns
DATE AND PLACE OF RECORDING:
Recorded: July 30, 2007 Pennington County Recorder
Document Number: 183378
ASSIGNMENTS OF MORTGAGE:
And assigned to: CitiMortgage, Inc.
Dated: June 11, 2008
Recorded: June 23, 2008 Pennington County Recorder
Document Number: 185816
And assigned to: Federal National Mortgage Association
Dated: February 13, 2014
Recorded: February 21, 2014 Pennington County Recorder
Document Number: 201609
And assigned to: Goldman Sachs Mortgage Company
Dated: February 18, 2021
Recorded: February 18, 2021 Pennington County Recorder
Document Number: 219680
And assigned to: U.S. Bank Trust National Association, not in its individual capacity but solely as owner trustee of GS Mortgage-Backed Securities Trust 2022-RPL4
Dated: November 29, 2023
Recorded: December 20, 2023 Pennington County Recorder
Document Number: 226403
Transaction Agent: Mortgage Electronic Registration Systems, Inc.
Transaction Agent Mortgage Identification Number: 100049700009097417
Lender/Broker/Mortgage Originator: AFS Financial, Inc.
Residential Mortgage Servicer: Select Portfolio Servicing, Inc.
COUNTY IN WHICH PROPERTY IS LOCATED: Pennington
Property Address: 425 Crocker Ave S, Thief River Falls, MN 56701
Tax Parcel ID Number: 25.01213340
LEGAL DESCRIPTION OF PROPERTY: Lots Eleven (11) and Twelve (12), Block Fourteen (14), Knox`s Addition to Red Lake Rapids, now a part of the City of Thief River Falls, according to the Official Plat thereof on record
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $44,109.58
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: December 17, 2024 at 10:00 AM
PLACE OF SALE: County Sheriff`s office, County Law Enforcement Center Lobby, 102 West First St., Thief River Falls, Minnesota
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 17, 2025, or the next business day if June 17, 2025 falls on a Saturday, Sunday or legal holiday.
Mortgagor(s) released from financial obligation: NONE
THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
DATED: October 24, 2024
MORTGAGEE: U.S. Bank Trust National Association, not in its individual capacity but solely as owner trustee of GS Mortgage-Backed Securities Trust 2022-RPL4
Wilford, Geske & Cook, P.A.
Attorneys for Mortgagee
7616 Currell Boulevard, Suite 200
Woodbury, MN 55125
(651) 209-3300
File Number: 055453-F1