NOTICE OF MORTGAGE
FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: July 20, 2021
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $207,070.00
MORTGAGOR(S): Shawna A. Lagerstrom and Kyle Lagerstrom, husband and wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Home Point Financial Corporation
DATE AND PLACE OF FILING: Recorded on July 26, 2021 as Document Number 220865 in the Office of the County Recorder of Pennington County, Minnesota.
ASSIGNMENTS OF MORTGAGE: Assigned to: Freedom Mortgage Corporation by assignment recorded on June 8, 2022 as Document Number 223162 in the Office of the County Recorder of Pennington County, Minnesota.
LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block Three (3), Noreen`s First Addition to the City of Thief River Falls, Pennington County, Minnesota, according to the Official Plat thereof on record .
STREET ADDRESS OF PROPERTY: 413 EVERGREEN STREET, THIEF RIVER FALLS, MN 56701
COUNTY IN WHICH PROPERTY IS LOCATED: Pennington County, Minnesota.
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $196,658.22
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
NAME OF MORTGAGE ORIGINATOR: Home Point Financial Corporation
RESIDENTIAL SERVICER: Freedom Mortgage Corporation
TAX PARCEL IDENTIFICATION NUMBER: 25.06202700
TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER: 100661190009292662
THAT no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part.
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: June 17, 2025 at 10:00 AM.
PLACE OF SALE: Pennington County Sheriff’s Office, County Law Enforcement Center Lobby, 102 West First Street, Thief River Falls, MN 56701.
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on December 17, 2025.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
Dated: April 08, 2025
FREEDOM MORTGAGE CORPORATION
Mortgagee
TROTT LAW, P.C.
By: /s/ *N. Kibongni Fondungallah, Esq.*
Samuel R. Coleman, Esq.
Alexa Marsh, Esq.
Attorneys for Mortgagee
25 Dale Street North
St. Paul, MN 55102
(651) 209-9760
(25-0364-FC01)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.