NOTICE OF MORTGAGE
FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
Mortgagor: David W. Gregory, a married person
Mortgagee: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Home Point Financial Corporation, its successors and assigns
Dated: March 30, 2022
Recorded: April 4, 2022
Pennington County Recorder Document No. 222771
Assigned To: Freedom Mortgage Corporation
Dated: February 21, 2023
Recorded: February 21, 2023
Pennington County Recorder Document No. 224721
Transaction Agent: Mortgage Electronic Registration Systems, Inc.
Transaction Agent Mortgage Identification Number: 100661190011308571
Lender or Broker: Home Point Financial Corporation
Residential Mortgage Servicer: Freedom Mortgage Corporation
Mortgage Originator: Home Point Financial Corporation
LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block Two (2), Peterson’s First Addition to Thief River Falls, Pennington County, Minnesota, according to the Official Plat thereof on record
This is Abstract Property.
TAX PARCEL NO.: 25.04100920
ADDRESS OF PROPERTY:
1614 Stevens Dr
Thief River Falls, MN 56701
COUNTY IN WHICH PROPERTY IS LOCATED: Pennington
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $231,725.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $226,674.67
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/ Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part
thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: November 25, 2025, 10:00 AM
PLACE OF SALE: Lobby of Law Enforcement Center, 102 First Street West, Thief River Falls, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is May 25, 2026 at 11 :59 p.m.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Dated: September 17, 2025
Freedom Mortgage Corporation, Assignee of Mortgagee
By: HALLIDAY, WATKINS & MANN, P.C.
Attorneys for:
Freedom Mortgage Corporation, Assignee of Mortgagee
1333 Northland Drive, Suite 205
Mendota Heights, MN 5 5120
801-355-2886
651-228-1753 (fax)
THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.
ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
MN22551.
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to January 6, 2026, at 10:00 AM, Lobby of Law Enforcement Center, 102 First Street West, Thief River Falls, MN in said County and State. The date on or before which the mortgagor must vacate the property if the sheriff’s sale is not further postponed, the mortgage is not reinstated under Minnesota Statutes section 580.30, the property is not redeemed under Minnesota Statutes section 580.23 or the redemption period is not reduced under section 582.032 is July 6, 2026 at 11 :59 p.m.
Dated: November 24, 2025
By: Halliday, Watkins & Mann, P.C.
Attorneys for:
Freedom Mortgage Corporation, Assignee of Mortgagee
1333 Northland Drive, Suite 205
Mendota Heights, MN 55120
801-355-2886
MN22551.